Affording the Wheelchair Van You Need (And Want)

If you or a loved one has a disability that requires the use of a wheelchair, finding the money to purchase the wheelchair accessible van that you need (and want) can seem overwhelming. However, before you find yourself overwhelmed by this purchase, you should know that there are plenty of financing options available that can make it significantly more affordable to own a wheelchair conversion van.

Charitable Grants

There are many charities that offer low-interest loans and even grants to disabled individuals who are in need of transportation. In many cases, these grants will not need to be repaid and can help to significantly offset the cost of your new conversion van.
If you are not familiar with the charitable organizations in your community, you may wish to contact your local Department of Human Services or a local advocacy office for a list of charities that may be able to help.

Conversion Van Dealers

A wheelchair conversion van dealer may be able to help you afford the wheelchair van with the mobility features you need and want. This is because many of the major vehicle manufacturers offer rebate programs to individuals with disabilities so that they can make their vehicle wheelchair accessible. Best of all, many of these rebate programs can be used in conjunction with other financing options.

Apply for Government Grants

In addition to grants offered by local charities; you may also qualify for grant programs through the federal and state governments. For instance, the Veterans Administration (VA) currently offers one time grants to disabled veterans who are in need of transportation. In order to qualify for this particular grant, you will need to be an active or an honorably discharged member of the military.

Consider a Low-Interest Loan

Many financial institutions and government agencies offer low-interest loans that are designed specifically for individuals with special needs. These loans are designed to provide the financing they need to purchase a new or used wheelchair accessible conversion van without accruing large amounts of debt in the process. Unlike traditional auto and personal loans, these special loans often offer more favorable interest rates and flexible repayment plans. Furthermore, these loans will often be made available to disabled individuals despite some past credit mistakes. Consequently, even individuals who may not qualify for a traditional loan may be able to qualify for an auto loan through this type of alternative financing.